I did not charge anything to an online gambling website, but I’ve received an email from them saying I did and threatening to post to my credit report. Can they do this? I never visited the site, certainly never signed anything, and I thought online gambling was illegal in the US anyway!
Despite Red Rover’s very helpful response, there are no lies here. I have no interest in gambling, and certainly wouldn’t be dumb enough to trust some offshored website.
More to the point, I have not seen any charges show up on my credit report. Normally, I’d think this was just a spam email (as was suggested), but the email included my full name and address, and social security number! They claimed to have already looked up my credit report, and would soon pass this debt on to a collections agency.
It sounds like everyone agrees that the legality of online gambling has no bearing on their ability to report to a credit bureau…
Oops… I should have said I have not seen any charges show up on my credit *card*, not credit report.
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Any monies you owe that is not paid can damage your credit report.
weather or not you actually do is a matter you need to take up with their collection agency.
Well, if you didn’t charge anything to that site, they don’t have any of your information. They can’t get into your credit information if they don’t know who you are.
Sounds like you might be the victim of identity theft. Another possibility is that this is spam email that is enticing you to enter credit card information on some bogus web site. Do not just surf to such a site and enter your credit card or other identifying information.
If I were you, I would CALL my credit card company immediately. TALK with someone about possible charges. If the charges have been made, suspect identity theft. If the charges haven’t been made, you’ve received an email scam.
Most US credit card companies (such as MBNA and Capital One) don’t allow charges to offshore Internet casinos.
and oh, if you want a pic to show with your comment, go get a gravatar!

